Top US Credit Card Casinos 2025 – Trusted Visa & Mastercard Casino Sites

Looking for a credit card casino that accepts Mastercard, Visa, Discover or American Express? Then look no further! Here we highlight the most impressive venues available to US players using this tried-and-trusted payment method. + Show More

Hopefully, you’ve landed here because you’re looking for the best credit card casino available to people in the US. Hold on to your wallets as we’re about to teach you all about the leading online casinos in the US, where you can load your account using your credit card. Make it to the end, and we’ll credit you for your loyalty!

Top Credit Card Casino Sites at a Glance

Before we get started with reviews of the US’s leading Visa and MasterCard casinos, here are all the details you need to get started. These are our top picks for credit card casinos online, with a few interesting facts about each of them.

Casino Min. Deposit Max. Withdrawal Withdrawal Time Cards Accepted Fees
BetWhale $10 $2,500 1-3 days Visa, MC, AMEX, Discover None
Raging Bull Slots $30 $2,500 7-10 days Visa, MC, AMEX, Discover $0-$40
Black Lotus Casino $25 No Limit 3-7 days Visa, MC None
Lucky Red Casino $25 $5,001 0-24 hours Visa, MC, AMEX, Discover 0-$25
BC.GAME $5 No Limit 1-2 days Visa, MC, AMEX, Discover Various
SlotoCash $10 $2,500 0-2 days Visa, MC, AMEX, Discover None
The Online Casino $20 $5,000 1-3 days Visa, MC, AMEX, Discover None
BUSR $20 $5,000 1-3 days Visa, MC None
OCG $20 $10,000 1-2 days Visa, MC, AMEX None
Slots of Vegas $20 $2,500 7-10 days Visa, MC, AMEX, Discover 0-$40

 

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18+ Please Gamble Responsibly – Online gambling laws vary by country – always ensure you’re following local regulations and are of legal gambling age. Gambling can be addictive; please play responsibly and seek help if needed. Some of the links featured on the GamesHub site are affiliate links. This means we may earn a commission – at no additional cost to you – if you click a link and make a deposit at a partner site. All of our reviews and recommendations are subject to a rigorous editorial process to ensure they remain accurate, impartial, and trustworthy. You can learn more about how we evaluate platforms on our How We Rate page. For full transparency about our partnerships, please visit our Affiliate Disclosure. If you have any questions or feedback, don’t hesitate to contact our team.

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Best Credit Card Casino Sites in August, 2025

#1

250% Casino Bonus up to $2,500

250% Casino Bonus up to $2,500

  • Fast-payout casino offering a generous welcome bonus
  • Multiple payment options, including credit card, PayPal, and crypto
  • Extensive selection of unique and exclusive specialty games
Our Score
10
5 Stars BetWhale
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#2

250% Bonus Up To $2,500 + 50 Free Spins

250% Bonus Up To $2,500 + 50 Free Spins

  • Get up to 50% weekly cashback on your losses
  • Win huge daily jackpots on highlighted slot titles
  • Experience fast, seamless deposits and withdrawals
Our Score
9.9
5 Stars Raging Bull
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#3

400% Slots Bonus Up To $4,000

400% Slots Bonus Up To $4,000

  • Access thousands of games with both download and instant play options
  • Compatible app available for desktop, tablet, and mobile devices
  • Supports payments via VISA, Mastercard, Skrill, EcoPayz, and more
Our Score
9.6
4.5 Stars Lucky Red
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#4

200% Match Bonus Up To $7,000 + 30 Free Spins on Big Game

200% Match Bonus Up To $7,000 + 30 Free Spins on Big Game

  • Play live dealer games anytime with professional hosts available 24/7
  • Try your luck on top-paying slots like Great White Buffalo
  • Enjoy rapid transactions with instant Bitcoin deposits and withdrawals
Our Score
9.6
4.5 Stars Black Lotus
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#5

250% Welcome Bonus Up To $2,500

250% Welcome Bonus Up To $2,500

  • Instantly deposit with Visa, Mastercard, or Bitcoin
  • Download the Windows app for fast, direct access
  • Over 200 online slots available to play now
Our Score
9.5
3.5 Stars Slots of Vegas
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#6

$7,777 In Bonuses + 300 Free Spins

$7,777 In Bonuses + 300 Free Spins

Our Score
9.3
Slotocash
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#7

Four Match Bonuses Up To $1600 + 400 Free Spins

Four Match Bonuses Up To $1600 + 400 Free Spins

Our Score
9.2
4.5 Stars BC Game
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#8

100% Welcome Bonus Up To $1,000

100% Welcome Bonus Up To $1,000

  • Thousands of online slots to choose from
  • Trusted and secure payment methods available
  • Instant deposits with no delays
Our Score
9.1
3.5 Stars The Online Casino
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#9

100 % Casino Cash Bonus up to $1,500

100 % Casino Cash Bonus up to $1,500

  • Instantly deposit and withdraw using multiple cryptocurrencies
  • Get round-the-clock support via live chat and phone
  • Play over 300 exciting casino games
Our Score
9
4.5 Stars BUSR
Get Offer
#10

Fresh Bonuses Monthly on Your User Panel

Fresh Bonuses Monthly on Your User Panel

  • Compete in exciting seasonal tournaments
  • Purchase entries for frequent lottery draws
  • Pay securely using debit cards, credit cards, or cryptocurrencies
Our Score
8.9
4 Stars OCG
Get Offer
Show More Offers+

Best Credit Card Casinos Reviewed

That’s a list and a table out of the way, so now it’s time to get to know our choice credit card online casinos a little better. These mini reviews will help you decide which online Mastercard or Visa casino is best suited for you.

1. BetWhale – Top Overall Visa Credit Card Casino

BetWhale is our top pick if the flavor of your credit card is Visa. This online casino and sports betting site has been around since 2023 and has a license from Anjouan. It can boast 1,300 games and is happy to accept Visa (and Mastercard & Discover) payments, as well as PayPal, Neosurf, Flexepin, and a range of cryptocurrencies.

BetWhale Online Credit Card Casino

Deposits made via Visa credit cards are processed instantly. The minimum accepted deposit for all credit cards is $30, and the maximum amount $1,000. Withdrawals to Visa and Mastercard will take between 3 and 5 business days and must be between $150 and $2,500.

Number of Games 1,300+
Top Games Providers Dragon Gaming, Nucleus Gaming, Dicelab
Credit Cards Accepted Visa, Mastercard, American Express Discover
Welcome Bonus 250% Welcome Bonus up to $2,500

👍 Expert’s Opinion

With a number of US casinos switching to crypto-only, it’s refreshing to find an offshore casino and sportsbook that is still happy to accept Visa deposits. Deposits from all payment providers are instant, which ticks another of our boxes. The payment ranges here are also fine in our opinion. We would prefer a lower minimum withdrawal limit, but we will explain later on how you can easily get around that. BetWhale, though, is all you need in a casino or sportsbook. A fantastic range of games plus plenty of promotions – what’s not to like?

2. Raging Bull Slots – Our Favourite Mastercard Casino

For an online casino that really packs a punch, you must pay a visit to Raging Bull Slots. Another site with an Anjouan license, the Raging Bull casino has been around since 2014 and has provided entertainment for thousands of players. The good news for Mastercard owners is that this site is happy to accept Mastercard payments.

Raging Bull credit card casino

Indeed, the site goes down the complete credit card route by accepting any credit card. The only downside is that credit card deposits come with a 3% to 10% processing fee. If you don’t like the sound of that, then you can use Bitcoin, Litecoin, Ethereum, or Changelly.

Number of Games 250+
Top Games Providers Real Time Gaming
Credit Cards Accepted Visa, Mastercard, American Express Discover
Welcome Bonus $2,5000 Welcome Package + 50 Free Spins

👍 Expert’s Opinion

For an online offshore casino to survive for over a decade, we can easily surmise that Raging Bull slots must be doing something right! Plenty of players love this site, and not only those who use Mastercard to make their deposits and withdrawals. The gleam of this site is tarnished a little by those fees, but credit card users are accustomed to fees when using their cards online, especially at offshore online casinos. It’s a small price to pay, in our opinion, to access such a top site as Raging Bull Slots.

3. Black Lotus Casino – Standout Site for Slots

The Black Lotus Casino is another site that can boast of its longevity, having survived online since 2011. While the look of the site won’t appeal to all (it’s a little old-fashioned), the slots it supplies should push all doubts to one side. This site is happy to accept Visa and Mastercard as payment methods, as well as cryptocurrencies.

Black Lotus credit card Casino

If it’s slots you’re after, then the Black Lotus Casino is definitely the site for you. With Betsoft, Saucify, and other top names on board, there are plenty of absolutely amazing games for you to slot your virtual coins into. Among the latest games at the site, we found Sea Queens, Moo-niversal Mayhem, and Red White & Win.

Number of Games 370+
Top Games Providers Betsoft, Saucify, Rival Gaming
Credit Cards Accepted Visa, Mastercard, American Express
Welcome Bonus 200% Bonus up to $7,000 + 30 Free Spins

👍 Expert’s Opinion

It must be said that the look of the Black Lotus Casino isn’t the best, but if you are playing top online slots, then looks are not necessarily of any consequence to you! What matters is that the Black Lotus Casino can offer close to 400 quality slots, including classics such as Under the Bed, Mr Vegas, and Pinocchio. If there’s a black mark for the Black Lotus Casino, other than that ‘2000s’ look, it’s the paucity of information on its banking methods other than what it accepts. We did find out that the minimum withdrawal is $150, but information that’s easier to find would be appreciated!

4. Lucky Red Casino – Player’s Pick for Bonuses

There’s the danger of you being locked up if you don’t love casino bonuses! There’s no danger of you not loving the bonus pickings at Lucky Red Casino. This online casino site is awash with them, starting with a 400% deposit match up to an incredible $4,000!

lucky red credit card casino

The other bonuses available at the Lucky Red Casino include new game bonuses, slots tournaments with lucrative prizes, comp points to reward player loyalty, perks tailored specifically to you, game of the month prizes and seasonal rewards!

Number of Games 300+
Top Games Providers Real Time Gaming
Credit Cards Accepted Visa, Mastercard, American Express, Discover
Welcome Bonus 400% Welcome Bonus up to $4,000

👍 Expert’s Opinion

Wow … we are floored by that welcome bonus offer. A four-fold match of your official deposit, maxing out at $4,000. We are the true experts in online casino bonuses, and we know that’s one of the biggest available anywhere. The Lucky Red Casino happily accepts all four major credit cards, plus Interac and a huge range of cryptos. This is something that makes us like this online casino even more! The only thing we don’t like … withdrawals to credit cards are not available here!

5. BC.GAME – Best for Minimum Deposits

Head to BC.GAME and you’ll be forgiven for thinking it’s crypto-only. BC.GAME does promote itself as such, but you can use Visa and Mastercard credit cards too. What’s more, BC.GAME has the lowest minimum deposit of all our favourite credit card casino sites at a mere $5!

bc game credit card casino

BC.GAME may be crypto-heavy, but it’s also very bonus-heavy. You can get deposit bonuses on your first FOUR deposits here, and for the first two, you only need to make a minimum deposit of $5! For the next two, it’s $15, but we don’t think that’s likely to break the bank.

Number of Games 1,500+
Top Games Providers Habanero, NoLimit City, Spinmatic
Credit Cards Accepted Visa, Mastercard
Welcome Bonus Up to $20,000 Welcome Bonus

👍 Expert’s Opinion

BC.GAME is one of our favourite sites for crypto gambling, but we’ve included it on this page for two reasons. The first is that it’s just so good. The second is that it accepts Visa and Mastercard, too. It can also boast of speedy, fee-free withdrawals, with cards usually taking less than a day. This online casino’s games are exceptional, with the list of providers containing Betsoft, Real Time Gaming, Iron Dog Studio, and Endorphina. The live casino at BC.GAME is exceptional too, with the casino having its own studio as well as hosting games from Pragmatic Play, TVBET, and others.

6. Slotocash – Lowest Withdrawal Fees

Withdrawal fees are something casino players just have to put up with. Banks charge fees for the use of their services, and most casinos pass those fees onto their players when they make deposits and withdrawals. This is not the case at Slotocash, though, as withdrawals can be fee-free!

slotocash credit card casino

You may ask what we mean by ‘can be’. Slotocash only has three withdrawal methods – bank wire, courier check, and Bitcoin. While the first two methods have fees attached, Bitcoin withdrawals are free. They can also be completed within minutes, although some may take a day or two to complete.

Number of Games 230+
Top Games Providers Betsoft, Real Time Gaming, Pragmatic Play
Credit Cards Accepted Visa, MasterCard, American Express
Welcome Bonus $7,777 Welcome Bonus + 300 Free Spins

👍 Expert’s Opinion

You are probably asking why we have included Slotocash and its free Bitcoin withdrawals on a page about online credit card casinos. There’s a simple answer: you can use credit cards at this site to make deposits – you just can’t use them to make withdrawals. For fee-free withdrawals, withdraw via Bitcoin. Of course, this means setting up a Bitcoin or crypto wallet, but that’s easy enough to do. When the money lands in your Bitcoin wallet, just withdraw it immediately to your usual accounts. It’s worth this simple extra step to enjoy withdrawals that are absolutely free.

7. The Online Casino – Terrific for Table Games

The Online Casino has been online (of course!) since 1997, making it one of the longest-established online casinos available to US players. This casino accepts Visa, Mastercard, and American Express credit cards and is our recommended site for table games.

the online casino credit card casino

There are both live and RNG-based table games available at this fantastic site. The RNG side will contain all your favourites plus a few others that we will talk about later. The live casino has close to 50 live tables where you can play blackjack, roulette, baccarat, or casino poker.

Number of Games 600+
Top Games Providers Betsoft, Mobilots, Platipus Gaming
Credit Cards Accepted Visa, MasterCard, American Express
Welcome Bonus 400% Welcome Bonus up to $4,000

👍 Expert’s Opinion

While most online casino players are slots fans, that does not describe everyone! If you prefer table games, then we think you’ll be delighted at what’s on offer at The Online Casino. All the usual suspects are well-covered, plus there are a few games you might not have played before. Those less well-known games include pai gow poker, crazy poker, casino war, red dog, and teen patti. There are plenty more, too! Finally, we must hand it to The Online Casino for surviving in a saturated online casino market since 1997!

8. BUSR – First Choice for Live Casino Fans

If there isn’t a real-world casino close to where you live, then your best option is to play online casino games live online. There are plenty of credit card casino sites where this is possible, but we’ve selected BUSR as the best. The tables here are classy, and the dealers alone make playing at their tables worthwhile!

BUSR credit card casino

You can play all your usual favourites at the BUSR credit card casino. The site also offers European Roulette as well as American Roulette. If you don’t think there’s any difference, then think again! European Roulette wheels only have the single zero, which just about halves the house edge.

Number of Games 700+
Top Games Providers EvoPlay, Betsoft, Red Tiger
Credit Cards Accepted Visa, Mastercard
Welcome Bonus 150% Welcome Bonus up to $1,000 + 50 Free Spins

👍 Expert’s Opinion

It seems like the live tables at BUSR are provided by Vegas Live, which is a live casino games provider we’ve not encountered before. There are five games on offer at the BUSR casino, namely Blackjack (classic and early payout), American Roulette, European Roulette, Baccarat, and Super 6. Don’t worry about not being able to find a seat at the BUSR live casino, as there are multiple tables for each discipline. Oh, and if you’ve not heard of ‘Super 6’ before, then allow us to enlighten you! This is side-bet baccarat with the optional side bet being on the banker winning with a six-point total.

9. OCG – Best Casino for Fast Withdrawals

While we would never encourage you to play online casino games in the hope that it becomes a regular source of income, we can’t deny that winning money is nice! If Lady Luck does smile down upon you, then it’s advisable to withdraw your money and spend it elsewhere.

OCG credit card casino

Of course, it helps if you can get your hands on your money as swiftly as possible. If you play at OCG (which stands for Online Casino Games), then you won’t be waiting long, as credit card withdrawals can be completed in less than a day! This site accepts all major credit cards, plus digital wallets and cryptos.

Number of Games 1,000+
Top Games Providers Realtime Gaming, Visionary Gaming
Credit Cards Accepted Visa, Mastercard, American Express
Welcome Bonus 400% Welcome Bonus up to $4,000

👍 Expert’s Opinion

We’re glad to say there’s plenty to like about OCG, beyond the site’s policy of speedy withdrawals. The site has a superb gaming catalog, with slots, table games, specialty games, video poker, and crash games. The site offers unlimited bonuses too – a 50% bonus is available upon every deposit. There’s a lot more we like about this site, including the potential award of 50 free spins every Monday and random lobby cash drops where you can win cash simply by playing any games. If you want to be entertained and you want your cash in a flash, the OCG is a place you should visit.

10. Slots of Vegas – Fantastic for Mobile Players

Slots of Vegas is an ideal online casino for mobile players. This site has been up and running since 2004, meaning it is able to legally purchase alcohol! Owned by the Virtual Casino Group, the site runs via licensing from Anjouan and offers plenty of reasons why mobile play shines here.

slots of vegas credit card casino

While Slots of Vegas still persists with providing a downloadable casino for Windows laptop users, there are no casino apps for iOS and Android device owners. This doesn’t matter, though, as mobile users can just head to the site using a browser. The site will configure itself accordingly to look good on a small screen.

Number of Games 250+
Top Games Providers Stakelogic,
Credit Cards Accepted Visa, Mastercard, American Express, Discover
Welcome Bonus 250% Welcome Bonus up to $2,500

👍 Expert’s Opinion

Online casinos that look great on phones and tablets are becoming increasingly important. Most of us leave PCs and laptops for work and gaming, and use our phones and tablets for everything else. Slots of Vegas is one of the best casinos that we have ever seen on a mobile device. Slots of Vegas, despite the name, offers much more than slots. While we do adore the slots at this credit card casino site, there are table games, specialty games, and video poker titles, too. In fact, the only thing that’s missing from Slots of Vegas is a live dealer casino. Please don’t let that put you off, though!

Are Credit Card Casinos Legal in the US?

The short answer to this question is ‘yes!’. If you have a credit card, then you probably use it on a daily basis and pay off the balance when your paycheck arrives! You should face very few issues, if any, when making deposits from your credit card at any credit card casino online.

The most commonly accepted credit cards at online casinos in the US are Visa and MasterCard. If you are on the hunt for a MasterCard or Visa casino, then you won’t have any problems locating one!

The number of online casinos in the US that accept other credit cards, such as American Express and Discover, is lower than those that only accept Visa and MasterCard, but there are a few online casinos that happily accept all four.

Advantages of Playing at Credit Card Casinos

Are there any advantages in playing at online casinos that accept MasterCard, Visa, and other credit cards? We certainly think there are, and we’ve outlined a few of the advantages we’ve come up with below.

  • Super Speedy Deposits: Making a deposit via a credit card is the fastest way to get money into your online casino account. You type in your numbers, and away you go. You can get deposits into your casino account within a single minute.
  • Doesn’t Narrow Your Options: If you decide to play at, say, a Visa and MasterCard online casino, then your options are plentiful. If you don’t want to use your credit card at any online casino, then your options are much more limited. Choosing to use alternatives will narrow down your casino options considerably.
  • Secure and Trusted: If a casino is of sufficient standing to be able to accept credit card deposits, then you can be sure it’s one you can trust. Sites that do not accept credit cards are slightly less trustworthy, in our opinion at least.
  • Help If You Run Into Trouble: It’s unlikely that you will ever face problems with payments at online casinos that accept Visa, MasterCard, and others, but if you do, then you can get the support services at your credit card company or bank to help. You should be able to get your money back if the online casino seems reluctant to give it to you.

Disadvantages of Playing at Credit Card Casinos

Not everything is advantageous about playing at a credit card casino online. There are a few disadvantages, but nothing too disastrous. We’ll walk you through some of them below.

  • Possible Fees: You may have to pay fees when using a credit card. This could be due to the online casino you are using, your credit card provider, or both. Of course, if you are not in the habit of paying your balance off each month, you’ll end up paying interest, too.
  • Withdrawal Problems: Some online casinos will allow you to deposit from credit cards but will not allow you to withdraw to them, insisting on an alternative such as a direct bank or wire transfer. This, though, is only a slight annoyance.
  • High Limits: You may find the lowest withdrawal limits at some MasterCard and Visa casino sites to be high, often around $100 to $200. This is to prevent the casino from having to process multiple transactions. There is a way around this, though. If the casino has a withdrawal limit of $100 and you want to withdraw $50, just deposit another $50 and then withdraw $100.
  • Can Encourage Problem Gambling: Credit is fictitious money. It’s a promise – your bank or credit card company is paying for items and services on your behalf, on the understanding that you will, eventually, pay them back what you owe. The longer you take to pay them back, the more you will owe them. If you are gambling with someone else’s money, you’re not going to take gambling as seriously as you would if you were gambling with your own.

Credit Card Casino Bonuses

If you want a bonus at an online casino that accepts credit cards, then you will probably have to make a qualifying deposit in order to acquire it. The good news is that in the US, you should have no problems making that qualifying deposit via a credit card. The only thing you might need to do is enter a bonus code when making your deposit to make sure the bonus is assigned to you.

Credit Card Casino Bonus

Here are some top credit card bonuses available to players at US online casinos.

Casino Welcome Bonus Promo Code Min. Deposit
BetWhale 250% Bonus up to $2,500 ACTIONPACK $20
Raging Bull Slots 250% Bonus up to £2,500 + 50 FS MIGHTY250 $30
Black Lotus Casino 200% Bonus up to $7,000 + 30 FS 200BLACK $20
Lucky Red Casino 400% Bonus up to $4,000 LUCKYRED400 $10
BC.GAME Up to $1,600 + 400 Free Spins NEWBONUS $10
SlotoCash $7,777 Bonus + 300 Free Spins SLOTO1MATCH $20
The Online Casino 400% Bonus up to $1,000 MAXOUT $10
BUSR 100% Bonus up to $1,500 LUCKYWAVE $100
OCG 400% Bonus up to $4,000 WELCOME1 $20
Slots of Vegas 250% Welcome Bonus + 50 Free Spins NEW250 $30

Games Available at Credit Card Casinos

What kind of games can you play at the top credit card casinos? The same as at real-world casinos … mostly. Here we take you on a speedy guided tour of the kind of games you can expect to find.

Slots and Progressives

Online video slots will usually outnumber all other games at online casinos that accept debit cards and credit cards. They offer a great deal of variety with different imagery and themes, plus an entertaining range of game dynamics.

Table Games

If you think of traditional casino games, then you are thinking of table games. Classics include roulette, blackjack, craps, and baccarat. Others you’ll find at online casinos include casino poker, sic bo, pai gow poker, andar bahar, and teen patti.

Casual Games

Anything that doesn’t fit into the two categories above can be considered a casual game. These include titles such as mines, plinko, non-casino dice games, and crash games where the more you risk, the more you stand to win (or lose!)

Live Dealer Games

These are table games played at TV-style studios that are decorated like real-world casinos. Action is fed to players via a live video stream, and players make decisions using a software interface.

Game Shows

Interactive live games based on a ‘spin the wheel’ dynamic, where hundreds of players take part in a game show-style experience. Such games can be inventive and fun, with presenters who are more ebullient than casino dealers.

Popular Credit Cards for Casino Deposits

Which are the most popular credit cards accepted at credit card casino sites? If that’s something you’re wondering about, then allow us to get you in the know!

  • Visa: The world’s most popular credit card provider. Visa was founded in 1958 by Bank of America as the BankAmericard. Other banks eventually joined the BankAmericard scheme, and it was renamed Visa in 1976. Globally, Visa now employs around 32,000 people.
  • Mastercard: Created in 1966 by an alliance of US banks as a rival to the successful BankAmericard. It was initially called Interbank and then Master Charge before becoming MasterCard in 1979. It has since been stylised as mastercard and now Mastercard.
  • American Express: The original American Express company was created in 1850 as a New York freight forwarding company. In 1958, the company launched a charge card to rival Diner’s Club. In 1987, the company changed its card to become a credit card, rather than a charge card.
  • Discover: The newest credit card on this short list, the Discover Card was issued by Sears in 1985. The card company was sold to Morgan Stanley in 1997 and branched off to Discover Financial in 2007. It was purchased by Capital One in 2025.

Credit Card Share in the USA, 2024

  • Visa 48%
  • Mastercard 36%
  • Discover 8%
  • American Express 7.5%
  • Others 0.5%

Credit Card Casino Deposit

How to Make a Credit Card Deposit

It’s no different using a credit card at an online casino site in the US than using it to make any online purchase. Just in case you need a helping hand, though, here’s the list of steps you typically need to follow.

  1. Identify the credit card casino site that you wish to join.
  2. Complete the steps needed to acquire an account at the site. This could be as simple as supplying an email address and password, though some sites will require a little more information.
  3. Once your account is set up, head to the casino section.
  4. Select your brand of card (Visa, Mastercard, American Express, Discover).
  5. Enter the requested details, such as the credit card number.
  6. Enter the amount of money you wish to deposit, making sure it is above the site’s minimum accepted deposit level.
  7. Click the ‘okay’ or ‘deposit’ button.
  8. Complete any non-site identity checks, such as okaying the deposit with your banking app.
  9. If all is okay, your deposit will now be available.
  10. Go play some casino games!

Best Credit Card Alternatives

If you’ve made it this far, you probably still have icy toes when it comes to making online casino American Express, Discover or Visa deposits. Are there any alternatives? Well, sure … and we’re going to tell you what they are.

  • Debit Cards: Many banks now produce debit cards alongside credit cards. With a debit card, the money is withdrawn immediately from your checking account. Plenty of online casino sites accept debit cards alongside credit cards.
  • Digital Wallets: Also known as eWallets, digital wallets allow you to maintain monetary balances online without the involvement of your bank. You can then use your digital wallet account to make online payments. PayPal is the leading digital wallet in the US, followed by Venmo and Cash App.
  • Apple/Google/Samsung Pay: These are not strictly digital wallets, although they are often described as such. They work by linking to a recognised payment provider, such as a debit card. You can then make both online and real-world payments via your phone, or PC/laptop.
  • Cryptocurrencies: These are used for peer-to-peer payments, just like paying with cold hard cash in the real world. They are not tied to financial organisations and service providers, and are unregulated. They offer complete anonymity, but as they are unregulated, they are open to abuse by rogue elements.

How to Gamble Responsibly at Credit Card Casinos

Because of the nature of ‘gambling by credit’, it’s your responsibility to be sensible when it comes to your gambling. Here are a few tips on how you can keep yourself safe at online casino credit card sites.

1. Set Yourself a Gambling Budget

People typically run into problems when they use money for gambling that is needed elsewhere. Remember, it’s important to remember that you should only ever gamble to be entertained. It’s not a money-making venture. Set yourself a gambling budget and stick to it.

2. Use Responsible Gambling Tools

Many sites provide tools you can use to help prevent irresponsible gambling. These include deposit limits, loss limits, sanity checks, and time-outs. If you feel your gambling is starting to get out of hand, make sure you use them.

3. Never Chase Losses

Losing is part of gambling. Nobody wins all the time, and very few people win more than they lose on a consistent basis. If you lose money, then accept that it is lost. If you spend more money trying to get back into the black, then you are simply asking for trouble.

4. Pay Your Bill

As we have already explained, using a credit card to make deposits at an online casino and then gambling is gambling with someone else’s money. When you get your credit card bill, pay it off in full by the required date. Allowing a credit card bill to get heftier and heftier will cause you nothing but problems.

KYC Verification Requirements

KYC (‘Know Your Customer’) in gambling refers to measures implemented by credit card casino sites and sportsbooks that verify and authenticate the identity, age, and financial information of their registered site users. Sites do this to prevent fraud, theft, and money laundering. Some sites also use KYC to monitor gambling behaviour.

KYC verification requirements are varied, and some sites do not even have them. You may be asked to provide details such as your SSN and send through documents like government-issued identification documentation. All this is to prove your identity and that you are who you claim to be.

Most sites will allow you to withdraw without undergoing KYC processing, but won’t let you withdraw (unless it’s a small amount) until KYC has been completed. The good news is that you only need to complete KYC procedures once – not with every withdrawal.

Credit Card Problems and How to Solve Them

If you are running into problems at credit card casino sites, then you will want to know how to fix them. Below are some common issues, and the steps you need to take to make them go away.

  • Too Many Cards: Most online casinos will only allow you to register a set number of cards at their sites. If you cannot make payments via a new card, it could be that you still have old ones linked to your account. Head to your account details and delete cards you don’t use, or that you use the least.
  • Connectivity Issues: When you make a credit card payment, there’s likely a lot of traffic heading here, there, and everywhere on the internet about it. The payment can only be greenlit once all that traffic has returned safely. If your payment fails, just give it another go, as some manner of internet hiccup may have prevented it from going through cleanly.
  • Denied!: When a payment is attempted to a credit card, the merchant is required to send a code to the bank/financial institution that identifies the type of business they represent. Some banks and financial institutions refuse to deal with companies that provide online gambling, so they will decline the transaction. If this happens to you, then you can contact your credit card provider to ask why the transaction was declined, but ‘gambling company’ is the likely culprit.
  • Withdrawal Declined: The most common reason at a credit card casino site for a declined withdrawal to a credit card is that the card has not been used for a deposit before. Sites usually do not accept withdrawal methods that have not previously been used for deposits. This is to prevent money laundering. Make a deposit from your card first and then withdraw to the same one.

Credit Where Credit is Due

Using credit card casino sites is one of the best ways to ensure a safe gambling experience and make quick and easy transactions. If you want to use your Visa, Mastercard, American Express, or Discover credit card at an online casino, the information we have provided here will help.

Maelis Hartley is a lifelong gamer and seasoned writer with an enduring passion for storytelling, digital realms, and player-first journalism. Backed by a media background and over a decade of experience covering video games, tech, and interactive entertainment, she brings sharp analysis and hands-on insight to everything she writes. From blockbuster AAA titles to hidden indie treasures, her work always centers on the powerful connection between games and the people who enjoy playing them. When she's not deep in pixels or prose, you'll likely find Maelis trekking remote trails, lifting heavy things for fun, or plotting her next globe-trotting escape.