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In This Article
- Tired of Playing Baccarat Games for Free?
- Baccarat – The Basics
- How to Play Baccarat Online
- Free Online Baccarat Made Easy
- Benefits of Playing Baccarat Free Online
- How to Choose the Best Online Casinos for Baccarat
- Online Baccarat Variants Available at Casino Sites
- Baccarat Squeeze
- Best Live Dealer Baccarat Casinos Online
- Baccarat Online Casinos vs Land-Based Baccarat Casinos
- Are Baccarat Online Casinos Legal?
- Responsible Gambling
- Want More Free Casino Games?
Baccarat – The Basics
Baccarat is a casino card game (and a particular favorite of James Bond) that appears quite complicated at first glance. Fortunately, it’s actually quite simple to play and enjoy. In this game, two hands are dealt – one hand is designated Player and the other is designated Banker. Your job is to bet on which hand will win by having a value that is closest to 9. You can bet on the Player, the Banker, or on the Tie, where neither hand wins.
In baccarat, the 10, Jack, Queen, and King cards all have a value of 0, the number cards 2 to 9 have their face value, and an Ace is worth 1. Two cards are initially dealt to each hand. The values of the two cards are added together to determine the strength of the hand. If the resulting total is a double-figure number, only the second digit counts. For example, if a hand is dealt a 5 and a 7 to make 12, only the second digit of that number is used, so the hand is worth 2.
When the first two cards have been dealt, a “Third Card Rule” is applied. For the Player hand, a hand value of 0 to 5 will result in a third card being dealt. A hand of 6 or 7 would stand, and a hand of 8 or 9 would be declared a “natural”. Whether or not a Banker hand will receive a third card depends both on the Banker hand total and the value of the Player hand’s third card, if any. We know this sounds complicated, but the good news is that the rules are implemented automatically online, so you don’t need to apply them yourself. Simply bet on the Player, the Banker, or the Tie, allow the game to run, and you’ll win or lose when the result is announced.
How to Play Baccarat Online
As we just said, playing baccarat online is very easy because the rules are automatically implemented by the software that drives the game. That makes online baccarat a game of luck, and skill plays no part in it. As with all software-driven games, a Random Number Generator is used to make sure that cards are dealt just as randomly as they would be after shuffling in a land-based casino environment.
To play, simply place your casino chip on the outcome you want to bet on – the Player, the Banker, or the Tie. The cards will then be dealt as previously described, and the result will be announced. Winning bets will then be settled. A winning Player bet pays odds of 1:1, a winning Banker bet pays 1:1 minus 5% commission, and a winning Tie bet usually pays 8:1. If you’re wondering why the Banker bet payout gets a 5% commission deducted, it’s because that hand has a slightly better chance of winning due to the way the rules of the game work.
You can also play live dealer baccarat games online, which are run by professional dealers and streamed from casino studios. Those are a little slower in pace, but they’re ideal for when you want to have a more relaxing gaming session in a realistic environment.
Free Online Baccarat Made Easy
You won’t find any live dealer baccarat games that you can play for free, but we have plenty of RNG free online baccarat titles for you to enjoy. These are ideal for those of you who want to learn to play the game, but have always been put off by those “complicated” rules we mentioned earlier. They’re also perfect for those times when you want to experience the thrill of playing baccarat online, but you don’t want to put any real money at risk.
You’ll find several different versions of free baccarat games on this page, so you can try all of them to see which ones you enjoy the most. And because you can play them just as easily on mobile devices as on full-size computers (with no download required), you can play free baccarat online literally anywhere, as long as you have a reliable internet connection.
Benefits of Playing Baccarat Free Online
You can play online baccarat for real money at most online casinos, so why might you want to play the game for virtual chips that don’t have any monetary value? Well, there are several advantages to playing baccarat online for free, which we’ll summarize as follows:
As we’ve established, free baccarat online games let you learn the rules of the game without risking any real money. With these free baccarat games, you won’t need to worry about the possibility of making any mistakes and potentially losing cash as a result.
Because no real money is involved, you can play online baccarat free for as long as you want, and you won’t need a bankroll to get started.
Free baccarat allows you to try all of the various bets and see which one you tend to have the most luck with. When playing for real money at regular online casinos, we’d always advise you to bet on the Banker or Player hand, as the Tie has a much higher house edge, but that doesn’t really matter when you’re playing baccarat for free.
You can try all the different versions of baccarat to find out which ones you enjoy the most. That done, you can continue playing your favorites for fun, or play the same game at online casinos for real money.
How to Choose the Best Online Casinos for Baccarat
Our reviews are not just about finding the best baccarat games. While this is a crucial factor, we also consider a few other factors before selecting a casino for our list. Take a look at how we review these sites that offer real money baccarat play, if you want to go beyond free baccarat play, below:
Online and Live Dealer Baccarat Variants
Having a wide range of the best online baccarat games will keep things fun and engaging on these sites. Access to different games is key to having a good time on these sites.
We first like to examine the range of standard virtual baccarat table games these sites offer. Many players prefer just playing by themselves against the computer, so there needs to be at least a couple of these options available to cater to them.
While RNG baccarat games are fun, the list of live baccarat tables often gets people excited to use these casinos. While live dealer roulette and blackjack games are important, the live casino should include all the best options from Punto Banco to speed baccarat. Our team reviews these casinos to ensure they offer a sufficient variety of baccarat titles.
Licensing
A legitimate license is the foundation of a safe and trustworthy online casino. Licensed casinos adhere to strict regulations that ensure fair play, protect players, and promote responsible gambling. This matters because you want to know the games are not rigged and that your funds are handled securely. Without proper licensing, there’s no guarantee the casino will meet these standards.
Our team only recommends the best online Bitcoin casino baccarat sites with licenses from reputable authorities such as the Malta Gaming Authority and Curacao eGaming. Once we have confirmed that these sites are operating legally, we can assess their security features.
Safety and Security
Online security is critical when you’re playing baccarat for real money. From protecting personal information to securing deposits and withdrawals, a trusted casino utilizes advanced encryption technology to safeguard your data. You should always look for SSL encryption and secure payment processing as a minimum standard, even on the best online casino baccarat site.
We look for casinos that go the extra mile for security, including advanced firewalls and independent audits from companies like eCOGRA. Our experts also review privacy policies to ensure transparency and not misuse your data.
You can rest assured that our team will never select a site to be part of our list unless we can confirm that your accounts are well-protected.
Welcome Offers
A strong welcome bonus is usually the first thing players seek, and for good reason. Bonuses provide extra cash to try out different baccarat games or even test a live dealer table without risking too much of your own bankroll. These welcome offers can take many forms, but the main point is that the best online baccarat casino sites always offer at least one of these bonuses.
We always focus on the size of the offers and the key terms and conditions. It’s also important that we examine the type of offer, which could be a deposit match bonus, free spins, or cashback.
We then examine the key terms and conditions. We start by checking the wagering requirements, which are crucial if you want to withdraw your bonus winnings successfully. Then, we review the eligible games and the time limit for completing the wagering requirements. The best offers are those that are generous and come with fair terms and conditions.
Payment Methods
Flexible and secure payment options are vital for the best online baccarat experience. Most of you will want quick deposits, fast withdrawals, and various payment methods, including credit cards and cryptocurrencies.
Additionally, since most of these sites operate offshore, we expect them to offer many cryptocurrency options, including Bitcoin, Litecoin, Ethereum, Tether, Dogecoin, and more. The best online baccarat casinos also offer various fiat options, including Visa, Mastercard, e-wallets, and bank transfers.
It’s not just about the options you can choose from, though. Top casinos will have flexible minimum and maximum limits for you to work with. Additionally, they should process your transactions quickly without any extra fees.
Recurring Promotions
The best online baccarat casinos don’t stop at the welcome bonus. They generally have plenty of other promos to keep the existing users happy as well. These can include cashback offers, reload bonuses, free spins, and VIP programs. These promotions are fun to claim, but the main benefit is that these added funds can help keep your own bankroll ticking over.
When reviewing these casinos, we check if they have any baccarat-specific promotions to claim. At the very least, we review the terms and conditions of reload bonuses and cashback offers to ensure they don’t exclude table games, such as baccarat.
The next perk we look for is a solid VIP program. These rewards programs can be where you score the biggest rewards. As such, we check to see if the casinos have one, whether it is a tiered system, and what kind of perks come with each tier you climb.
Mobile Capability
Today’s players expect to take their favorite games on the go, and baccarat is no exception. Mobile gaming options are essential because they enable you to join a live dealer table or play a few quick hands from anywhere. A good experience with your mobile casino apps means smooth gameplay, responsive betting controls, and smooth streams that are just as clear as you would find with the desktop version of the casino. We also ensure the mobile versions of these sites run smoothly on both iOS and Android devices.
Furthermore, we ensure to choose platforms with well-optimized mobile interfaces, fast loading times, and full access to live dealer baccarat games, not just RNG versions. Our team also double-checks to see if these sites do have a dedicated native app, but for the most part, we ensure that there is at least some kind of mobile gambling option available.
Online Baccarat Variants Available at Casino Sites
Baccarat is one of the most elegant casino games out there, but don’t let that intimidate you; it’s also one of the easiest games to learn. The goal is simple: bet on the hand you think will be closest to nine, and let the cards do the talking. That simplicity is why the best baccarat games have such a strong following.
When it comes to online play, most sites stick to Punto Banco as the primary version because it’s the most straightforward and widely recognized format. Some variants, such as Chemin de Fer and Baccarat Banque, are still popular on a few of these sites as well.
Online casinos do offer a few creative twists on classic baccarat, especially in their live dealer sections. Well, let’s take a closer look at the top baccarat variants you’ll find online:
Punto Banco
If you’ve played baccarat online, chances are you’ve played Punto Banco. This is the standard version offered at most of the best online baccarat casinos, and it’s all about luck; there’s no need for strategy beyond choosing your bet.
Players (Punto) and bankers (Banco) each get two cards, and the one closest to nine wins. If you’re new to playing baccarat, this is the perfect version to start with. Most sites also allow you to demo the game, making it quick and easy to learn.
Chemin de fer
This is a classic French version of baccarat, boasting a rich history. In Chemin de Fer, you take turns acting as the banker. Additionally, this version of the game is primarily found in live casinos.
The best online live baccarat casinos will always have this version available to players, as it incorporates a social element that makes it more enjoyable, especially when engaging with fellow players.
Mini Baccarat
If you want to play a version of the game that runs faster and has smaller table limits, Mini Baccarat is your game. It uses the same rules as Punto Banco, but with a smaller table and fewer players, which means the rounds are completed much faster.
The top online baccarat casinos will feature Mini Baccarat in their RNG (random number generator) game libraries for the most part, but you can find it in their live dealer sections as well.
Midi Baccarat
Think of Midi Baccarat as the middle ground between standard baccarat and Mini Baccarat, with slightly higher limits than Mini Baccarat. It’s a great blend of higher-stakes gaming while staying fairly casual.
No Commission Baccarat
One of the few twists that really stands out online is No Commission Baccarat. Usually, banker wins involve a 5% commission, but this version removes that fee.
Sounds good, right? There’s a catch — the payout on certain banker wins (typically 6) is lower. Still, many players prefer this variation because it speeds up the game and keeps payouts straightforward.
Baccarat Squeeze
If you want drama and suspense, Baccarat Squeeze delivers. This live dealer variant focuses on the card reveal, with dealers slowly peeling back the edges of the cards for maximum tension. It doesn’t change the rules of Punto Banco, but it makes the experience a little more engaging overall.
Other Variants Worth Mentioning
Believe it or not, there are many more versions of baccarat you can play online, such as:
- Speed Baccarat: Same as Punto Banco, but in turbo mode with quicker dealing.
- Dragon Tiger: A simplified baccarat-inspired game where you bet on which side, Dragon or Tiger, will draw the higher card.
- Baccarat Banque: This is similar to Chemin de Fer, but the banker role is fixed and usually held by the house.
- Super 6 Baccarat: A variant where the banker wins on six pays differently, often paired with No Commission tables.
Best Live Dealer Baccarat Casinos Online
There’s something special about live dealer baccarat. It brings the thrill of the casino floor right to your screen, complete with real cards, real dealers, and real-time action. Instead of playing against a computer, you join a real game streamed in HD, often from a studio. For many players, this is where the real action happens.
Live dealer baccarat also offers the best of both worlds as you get the convenience of online play with the same real-life perks of traditional baccarat. Many top online baccarat casinos now feature multiple variants, professional dealers, and interactive features like live chat, all designed to make the game as close to the real thing as possible.
Live Dealer Baccarat
Most online casinos that feature live dealer tables include at least one version of baccarat, usually Punto Banco, the most popular format worldwide. With HD streams, multi-angle cameras, and professional dealers, these tables give you that real casino vibe.
Bets are made digitally, but everything else feels like you’re sitting at a real table. Many sites offer special features like side bets and customizable table limits. That means you can tinker with your play more than in person at a physical location.
Dragon Tiger: And Dragon Tiger Fight at BC.Game
If you want an easy-to-play option with quicker rounds, Dragon Tiger is a fantastic alternative to consider. It’s a two-card showdown as one card goes to Dragon, one to Tiger, and the higher card wins. Some casinos even spice things up with Dragon Tiger Fight, a unique twist that gives you extra betting options and payouts.
Super 6 Baccarat
This variant switches things up at the best online baccarat casino by changing how banker wins on sixes are paid. In Super 6 Baccarat, the payout is typically 1 to 12 if the banker wins with six.
It’s a small rule change, but it can make a big difference in strategy and drastically influence the size of your payouts. Players should note that standard Punto Banco has a better RTP than Super 6 Baccarat.
Golden Wealth Baccarat
If you’re looking for engaging visuals and bonus features, Golden Wealth Baccarat is a worthwhile option. This version introduces random multipliers and golden cards that can significantly boost payouts.
First Person Baccarat
This is a perfect blend of RNG and live dealer gameplay. First Person Baccarat gives you a 3D animated table experience with the option to switch to a live dealer game. This is arguably the best option before you get stuck into live dealer play for the first time.
You can get a feel for the game by playing the RNG version first before making that switch to playing with real dealers and other players.
High Limit Baccarat
For those who like to go big, High Limit Baccarat tables give you higher betting ranges and a more exclusive, VIP feel. These games are typically hosted in private live dealer studios and feature professional croupiers who cater to serious players seeking a VIP experience online.
If you consider yourself more of a high roller, then these are the tables to look out for at the best baccarat casino sites.
Baccarat Online Casinos vs Land-Based Baccarat Casinos
If you’ve never played online, then you might not know some of the key differences between the best online baccarat casino games and land-based casinos. Check out the table below, where we shed some light on the key differences between the two.
| Games | Online Baccarat Casinos | Brick-and-Mortar Baccarat Casinos |
| Punto Banco | Almost every online baccarat casino offers Punto Banco as the main variant. | Punto Banco is widely available at most physical casinos. |
| Baccarat Variants Available | Plenty of options like Mini Baccarat, No Commission, Baccarat Squeeze, and Golden Wealth. | Limited variants, usually standard Punto Banco and Mini Baccarat. |
| Live Dealers | Live dealer baccarat streams are available 24/7 with multiple table limits. | Available on casino floors |
| Baccarat Bonuses Available | Generous bonuses, including deposit matches, cashback, and live baccarat promos. | Rarely offered, as land-based casinos do not typically give baccarat-specific bonuses. |
Are Baccarat Online Casinos Legal?
The legality of online casinos in the US, even baccarat casinos, is dependent on the state you play in. A handful of states, such as New Jersey, Michigan, and Pennsylvania, have fully regulated online casino markets, but many states in the US have not followed suit with legalizing online casinos.
The best baccarat casino sites that are accessible to everyone in the US operate offshore. These offshore sites might sound sketchy at first, but they are actually just like any other online casino you might have seen.
These offshore sites accept players from multiple regions, support crypto payments, and offer bigger bonuses than your average state-licensed sites. As long as you stick to reputable offshore casinos that are licensed and regulated by respected authorities (like the ones you can find in our guide), then you are good.
Responsible Gambling
Whether you’re playing baccarat or any other casino game online, make sure to play responsibly if you do decide to play baccarat for real money. Start by setting a budget and sticking to it. This will help you stay in control and prevent unnecessary stress because if you lose, it won’t be the end of the world. Remember, baccarat is a game of chance, and there’s no guaranteed strategy, so never chase your losses or gamble with money you can’t afford to lose.
If you want to stay on top of this, make use of features like deposit and loss limits at top online baccarat casinos. These features will help you keep your spending in check.
Also, if you ever feel like gambling is becoming a little too much, there are several resources that can help. Check out these links if you need some outside guidance or help of any kind with problem gambling:
Want More Free Casino Games?
Baccarat isn’t the only game that you can play for free here at GamesHub. We also have pages that will let you play free blackjack, free roulette, and free video poker, so do take a look at those if you fancy playing something different.
